How can I save on my Jaguar insurance?
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Shop around and compare quotes instead of auto-renewing. You don't have to accept your renewal quote. Comparing prices is one of the best ways to insure you're getting the best deal for the cover you need. The best time to buy your policy is around 26 days2 before your renewal date.
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Pay annually rather than monthly. When you pay monthly, insurers add admin fees and interest. By opting to pay annually, you could save 20%2 on your car insurance.
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Add a named driver with a good driving history. This can be especially helpful for young drivers. You should be honest about who the main driver is though, otherwise you could be 'fronting'. This can invalidate your insurance.
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Estimate your mileage accurately. Typically, the more miles you drive, the more your insurance will cost. Overestimating your annual mileage will mean you're paying for miles you don't drive. Our customers drive 6,500 miles per year2, on average. If you don't drive many miles, you might benefit from a pay-as-you-go policy.
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Increase your voluntary excess. The more you're willing to pay towards any claims, the lower your insurance could be. Just make sure you set your voluntary excess at a level that you can afford. The most popular excess amount is £250.
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Improve your car's security with a steering wheel lock, car tracker, or immobiliser to reduce the chances of theft. If your Jaguar was manufactured after 1997, it should have an immobiliser fitted as standard, but it's always worth checking. Make sure you keep any valuables out of sight too.
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Build up your no-claims bonus (NCB). Each year you don't make a car insurance claim, you get a year added to your NCB. Insurers offer discounts for each year of no-claims you build up. If you've got a few years built up, it could be worth considering a policy with no-claims discount protection. These policies mean you can make a certain number of no-fault claims in a year and not lose your NCB.
2Based on Confused.com data October - December 2023.
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Page last reviewed: 29/02/2024
Reviewed by: Louise Thomas