It is really important that you read and understand our terms and conditions as they contain valuable information and legal facts. Our staff are more than happy to help with any further questions or queries you may have. See our contact us page for more information.

Our agreement with you
By agreeing to these terms and conditions you are permitted to use our website and white-labelled technology so that you can find competitive prices from the leading UK insurance and financial services providers online.You also confirm that you are resident in the United Kingdom (excluding Northern Ireland and the Channel Islands).

Our services
Inspop.com brings together a number of financial services and useful comparison technology under one website. Each of the services we offer is actually provided by one of our partners whom we have chosen because they can access some excellent prices for you. The details of each company actually providing the service is available as you click through in their own Terms and Conditions and Privacy and Security Statements. So it is well worth visiting those links before actually disclosing any of your own personal information.

Who are Inspop.com?
Inspop.com Limited is registered in England and Wales (Reg No. 03857130), registered address: 5th Floor, The Friary, Greyfriars Road, Cardiff CF10 3AE. See our contact us page for more information. Inspop.com is an independent wholly owned subsidiary of Admiral Group Ltd.
Inspop.com is an independent, wholly owned subsidiary of Admiral Group plc. We are authorised and regulated by the Financial Services Authority (Registration number: 310635).

Your responsibility
In order to get a quote for an insurance or financial services product, you will need to answer a number of questions on the underlying providers site which are necessary to give you a quotation or estimate. Please avoid any temptation to be anything less than completely honest. It is very important that you answer all questions truthfully and that you disclose all relevant facts. If you do not provide your insurer or financial services provider with the information they have asked for or fail to tell them about any change (for example, any information likely to influence the assessment of your risk) it could invalidate your insurance or product. This could have serious repercussions. For example, did you know that it is an offence under the Road Traffic Act to make false statements or withhold any information to obtain a Certificate of Motor Insurance? Invalid insurance could result in you being liable for any third party damage (and this could be an unlimited liability), no cover being provided for your own vehicle or property, and you could be prosecuted for breaking the law. If you are in any doubt whether any information is relevant, you should tell your proposed insurance or financial services provider before you accept their quotation.

Quote guarantees
Companies change their prices and tweak their rates on a regular basis. Some even do so daily. When you receive your quotes, it will tell you how long each provider guarantees their price. The price quoted to you will be accurate at the time of issue, based on the details you provided and confirmed. You will receive the same guarantee from the insurance or financial services provider as you would have received from them by going direct. providers website.

Want to buy?
Before you buy, it is really important that you check all the information you have entered is correct. It is your responsibility to ensure all your details are correct, and failure to do so could result in invalidating your product, and in the case of insurance, you not having any insurance cover. If you are buying via their web site you must also read the insurance/financial service providers own terms and conditions. They are the terms and conditions that you agree to by buying from them and are completely separate from ours. Most insurance/financial services providers make certain assumptions about you, for example, they assume you have no criminal convictions or have never been refused insurance in the past. It is important that you check the assumptions made as they form part of your contract and incorrect information could invalidate your insurance/financial services product.

Our liability to you
We accept no responsibility, or any liability whatsoever, for the terms applying to an insurance/financial services contract entered into with any provider or for any problems or complaints that may arise in the operation of your insurance/financial services product. We exclude, all our liability, which by law we can exclude, in respect of all losses you may incur.

If our standards fall short
Our aim is at all times to provide a first class standard of service. However, there may be occasions when you feel we may have not achieved this. If we fall short of our own high standards then we want you to tell us! At Inspop.com we take all complaints seriously and in such an event the procedure is as follows: -

1. Write or e-mail our Communications Manager at Inspop.com. You can write to: Inspop.com 5th Floor, The Friary, Greyfriars Road, Cardiff CF10 3AE, or e-mail us at communications@Inspop.com. We aim to fully investigate and reply to your complaint on the next working day after receiving your letter or e-mail.
2. If you are still not satisfied then our Managing Director would like to handle your complaint personally, please send copies of all correspondence to The Managing Director, Inspop.com 5th Floor, The Friary, Greyfriars Road, Cardiff CF10 3AE or e-mail md@Inspop.com

If your complaint is regarding an insurance policy or the financial service product you purchased and with whom we put you in touch, then you should complain direct to that company. Inspop.com cannot accept liability for errors made by the underlying provider or answer complaints on their behalf. In such an event we recommend you use the following guidelines: -

1. Write to the Managing Director of the actual provider. You can obtain this information from their website or from the documentation sent to you when you bought the insurance/financial services product.
· If you are still dissatisfied, follow your providers complaints procedure.

OTHER THINGS TO KNOW

Third Party Links
You are linking to other websites when you select a service by means of hyperlinks published on this website or e-mailed to you as part of our service. These websites are owned and operated by third parties. We accept no liability for any statements, information, products or services that are published on or may be accessible through third party websites.

Amendments to our terms
We reserve the right to amend our terms and conditions at any time. The amended terms will be effective from the date they are posted on our website.

Website Content
We have taken every reasonable step to make sure the information contained in this website is accurate and up-to-date. However, we can accept no liability for any errors or omissions. We reserve the right to add, amend or delete information from this site at any time.We can give no warranty that this site and its content are free from viruses or anything else that has contaminating or destructive properties.

Contacting us
If at any time you would like to contact us, the details are available on our Contact us page.

Copyright
The copyright in the material contained in this Web Site belongs to Inspop.com Limited. Any person may copy any part of this material, subject to the following conditions:

· the material may not be used for commercial purposes

· the copies must retain any copyrights or other intellectual property notices contained in the original material;

· the technology or processes described in this Web Site may be subject to other intellectual property rights reserved by Inspop.com Limited

· images on this Web Site are protected by copyright and may not be reproduced or appropriated in any manner without the written permission of their respective owner(s).Inspop.com Limited would like to thank picture library www.gettyimages.com for supplying the pictures on our Web Site.

Intellectual Property Rights
Save for third party trade marks, all Intellectual Property Rights (including, without limitation, all database rights, rights in design, rights in know-how, patents and rights in inventions (in all cases whether registered or unregistered and including all rights to apply for registration) and all other intellectual or industrial property rights in any jurisdiction in any information, content, materials, data or processes contained in or to this Web Site belong to Inspop.com Limited. All rights of Inspop.com Limited in such Intellectual Property Rights are hereby reserved.

Commercial use
This Web Site is for non-commercial, personal use only.

Privacy and Security Statement
This statement was substantially revised in December 2003 when The Privacy and Electronic Communications (EC Directive) Regulations 2003 came into force in the UK. You are asked to view this Statement separately and give it due consideration before using our services. Please click here to view our Privacy and Security Statement.